PR Newswire
April 5, 2018
NEW YORK, April 5,
2018 /PRNewswire-USNewswire/ -- Dog bites and other dog-related injuries
accounted for more than one third of all homeowners liability claim dollars
paid out in 2017, costing almost $700 million, according to the Insurance
Information Institute (I.I.I.) and State
Farm®, the largest writer of homeowners insurance in the United
States.
An analysis of homeowners
insurance data by the I.I.I. found that the number of dog bite claims
nationwide increased to 18,522 in 2017, compared to 18,122 in 2016 – a 2.2
percent increase. The average cost per claim increased by 11.5 percent. The
average cost paid out for dog bite claims was $37,051 in 2017, compared with
$33,230 in 2016.
"The increase
in the 2017 average cost per claim could be attributed to an increase in
severity of injuries," said Kristin Palmer, chief communications officer
with the I.I.I. "But the average cost per claim nationally has risen
more than 90 percent from 2003 to 2017, due to increased medical costs as well
as the size of settlements, judgments and jury awards given to plaintiffs."
Estimated Number and Cost of Dog Bite Claims (And Other Dog-Related
Injuries*), 2003-2017
|
Year
|
Value of Claims
($ millions) |
Number of Claims
|
Average Cost Per Claim
|
|
2003
|
$324.2
|
16,919
|
$19,162
|
|
2004
|
318.9
|
15,630
|
20,406
|
|
2005
|
321.1
|
14,295
|
22,464
|
|
2006
|
322.4
|
14,661
|
21,987
|
|
2007
|
356.2
|
14,531
|
24,511
|
|
2008
|
387.0
|
15,823
|
24,461
|
|
2009
|
412.0
|
16,586
|
24,840
|
|
2010
|
412.6
|
15,770
|
26,166
|
|
2011
|
490.8
|
16,695
|
29,396
|
|
2012
|
489.7
|
16,459
|
29,752
|
|
2013
|
483.7
|
17,359
|
27,862
|
|
2014
|
530.8
|
16,550
|
32,072
|
|
2015
|
571.3
|
15,352
|
37,214
|
|
2016
|
602.2
|
18,123
|
33,230
|
|
2017
|
686.3
|
18,522
|
37,051
|
|
% change, 2016-2017
|
14.0%
|
2.2%
|
11.5%
|
|
% change, 2003-2017
|
111.7%
|
9.5%
|
93.4%
|
Source: Insurance Information
Institute, State Farm®.
California
continued to have the largest number of claims in the U.S. at 2,228 in 2017, an
increase from 1,934 in 2016. California also had the highest value of claims in
2017 at $90.4 million. The state with the second highest number of claims
last year was Florida at 1,345. The state with the highest average cost per
claim was Florida, at $44,700 per claim in 2017.
Estimated Number and Cost of Dog Bite Claims (And Other Dog-Related
Injuries*), 2017 State Results
|
Rank
|
State
|
Number of claims
|
Average cost per claim
|
Value of claims
($ millions) |
|
1
|
CA
|
2,228
|
$40,563
|
$90.4
|
|
2
|
FL
|
1,345
|
44,700
|
60.1
|
|
3
|
PA
|
1,002
|
26,486
|
26.5
|
|
4
|
NY
|
957
|
43,479
|
41.6
|
|
5
|
OH
|
932
|
24,795
|
23.1
|
|
6
|
TX
|
929
|
35,562
|
33.0
|
|
7
|
IL
|
901
|
36,844
|
33.2
|
|
8
|
MI
|
734
|
38,798
|
28.5
|
|
9
|
NJ
|
686
|
43,652
|
29.9
|
|
10
|
MN
|
486
|
29,873
|
14.5
|
|
Top 10
|
10,200
|
37,346
|
380.9
|
|
|
Other
|
8,322
|
36,690
|
305.3
|
|
|
Total United States
|
18,522
|
37,051
|
$686.3
|
Source: Insurance Information Institute, State Farm®.
Be A Responsible Dog Owner
National Dog Bite
Prevention Week® (April 8-14, 2018), is an annual event
designed to provide consumers with information on how to be responsible pet
owners while increasing awareness of a serious public health issue.
Even dogs that are
normally docile may bite when they are frightened or when defending their
puppies, owners or food. However, the best way to protect yourself is to
prevent your dog from biting anyone in the first place. The most dangerous dogs
are those that fall victim to human shortcomings such as poor training,
irresponsible ownership and breeding practices that foster viciousness.
For dog bite
prevention tips, click here or join the conversation on Twitter
using the hashtag #preventdogbites.
RELATED LINKS
·
Issues Update: Dog Bite Liability
·
Video: Preventing Dog Bites
The following
organizations are committed to educating Americans about dog bite prevention:
American Humane
American Veterinary Medical Association (AVMA)
United States Postal Service (USPS)
Victoria Stilwell Foundation
American Veterinary Medical Association (AVMA)
United States Postal Service (USPS)
Victoria Stilwell Foundation
The I.I.I. has a full library of educational videos on its You Tube Channel.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE
INSURANCE INDUSTRY.
Insurance
Information Institute, 110 William Street, New York, NY 10038; (212)
346-5500; www.iii.org
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