Monday, July 20, 2020

COVID-19, Election Add Complications to Medicare Advantage Plan Sales


Given the likelihood of continued social distancing as a result of the COVID-19 pandemic, health plans and brokers selling Medicare Advantage plans this fall will rely heavily on call center and online enrollment, tele-sales, and virtual meetings and seminars, experts say.
"There are lot of brokers who are not used to doing this [virtually]…and would rather put a shield in front of their desk and give customers face masks.…but an increasing number of agents, especially those with tele-sales experience…are using technology successfully," Dwane McFerrin, vice president of Medicare Solutions with Senior Market Sales, Inc. (SMS), said during a webinar hosted by Gorman Health Group.
HPOne, a sales and marketing organization that works with MA and exchange carriers, has seen an increased interest from health plans that want to enhance their technology. Carriers are also asking for more flexibility in terms of staffing and scripting as the pandemic creates unexpected shifts in volume, said CEO Bill Stapleton, who also spoke during the webinar.
Moreover, a lot of health plans rely on seminars and community events to conduct the bulk of their marketing and are asking HPOne for leads that they can push into their call center, he added.
Meanwhile, member experience during this unprecedented time will be especially important, Robert Ayala, director of sales enablement, observed in a new paper from Wunderman Thompson Health. Ayala recommended surveying members via phone, email and text messaging to "measure and sustain high satisfaction levels" as well as assess agent performance.
Adding to pandemic-related complications is a presidential election. Media competition will be the most intense in the political swing states of Arizona, Florida, Michigan, North Carolina, Pennsylvania and Wisconsin, according to a recent white paper from Deft Research and Anderson. Medicare marketers may be more impacted if their footprint overlaps with these areas, suggested the firms.
"The first part of the AEP will be extremely important to us," said McFerrin. "I would expect if the pandemic does have an impact on the second half of the AEP that we will have a strong OEP [Open Enrollment Period] simply because people are going to need to exercise a choice that might have been delayed."

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