Tuesday, October 11, 2022

Disparate Impact Testing – Actuarially Unfair Discrimination?

 

 

 

 

 

 

 

 

 

 

 

 

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Disparate Impact Testing – Actuarially Unfair Discrimination?
By Brice Ballard and Dr. Thomas Ashley, Tuesday, October 11, 2022

U.S. regulations prohibit discrimination even when it satisfies the actuarially fair standard. Insurance can’t discriminate against a protected class – yet, some discrimination is actuarially fair, notably by age and gender. Here’s a look at the concerns and questions for insurers.
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