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In a final rule making policy
and technical changes for contract year 2024, CMS on April 5 finalized
multiple provisions aimed at ensuring continuity of care for Medicare
Advantage members, improving health equity and easing behavioral health
access. And while the rule finalized most of the Biden administration’s
proposals around misleading marketing practices in MA, industry experts say
CMS walked back and modified a few proposals as it waits to see how some of
the new requirements play out in practice.
CMS backs down on contact
info sharing ban
- In its final rule, CMS left out
one notable provision that would have potentially disrupted a plan’s
ability to purchase leads from third parties and indicated it will
consider the change in future rulemaking.
- In the proposed
rule, CMS expressed concern about beneficiaries receiving
calls from multiple entities after they have contact with a single
entity, such as by calling a 1-800 number seen on a direct mail flyer or
television advertisement. The agency at the time said it does not
believe that beneficiaries in such scenarios “knowingly give permission”
to receive calls from multiple entities and that they expect their
information to be captured by “the plan that will ultimately receive the
beneficiary’s enrollment request.”
- Arguing that
the “selling and reselling of beneficiary contact information” that is
resulting in beneficiaries receiving calls from multiple entities could
be interpreted as unsolicited contact, CMS proposed adding to current
third-party marketing oversight requirements a statement saying:
“Personal beneficiary data collected by a TPMO may not be distributed to
other TPMOs.”
- But “CMS
largely tempered their approach on the most concerning marketing changes
included in the proposed rule,” including the TPMO provision that would
have imposed a “significant limitation on lead generation,” observes
Helaine Fingold, a member of the law firm Epstein Becker & Green,
P.C.
- Nevertheless,
“CMS did follow through, without change, on its proposed provisions to
tamp down on national or broad-reaching advertising highlighting
benefits not attributed to any particular plan,” Fingold tells AIS
Health.
CMS buys time to see how
other provisions play out
- Tricia
Beckmann, a principal with Faegre Drinker Consulting, points out that
the final rule does not
include responses to comments on the removal of the prohibition on
beneficiary contact information sharing. “I think CMS is trying not to
tip their hand around how they’re thinking about this given how a lot of
these entities will respond to the guidance that CMS issues and kind of
find the gray areas,” Beckmann tells AIS Health. “CMS isn’t boxing
itself in and is kind of waiting to see how the marketing landscape
changes based on what’s finalized.”
- During an April
5 call with reporters, HHS Secretary Xavier Becerra simply stated that
the sharing of beneficiary contact information with other entities is
“something that we will continue to explore.”
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