Friday, April 23, 2021

Check Out the Latest Individual Coverage HRA Resources

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Your Go-To Individual Coverage HRA Resources

Did you know that small business employers now have more ways to contribute to their employees’ health care costs?

 

The individual coverage Health Reimbursement Arrangement (HRA) is an alternative to offering a traditional group health plan, such as Small Business Health Options Program (SHOP) coverage, to your employees. It’s a specific account-based health plan that allows employers to provide defined non-taxed reimbursements to employees for qualified medical expenses, including monthly premiums and out-of-pocket costs, like copayments and deductibles. Employees must be enrolled in individual market health insurance coverage to use the funds.

 

CMS has developed a dedicated resource webpage with webinar slides, fact sheets, calculators, and other useful resources to help you learn more about the individual coverage HRA and decide if it’s right for your small business.

 

Click the button below to find a variety of materials, including:

Yellow button with text that reads "Learn More About HRAs"

Have questions? Contact your insurance company or a SHOP-registered agent or broker for help with SHOP coverage. For additional assistance, contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445).

 

To learn more about HRAs, visit this webpage. Talk to a licensed tax professional, benefits specialist, or a registered agent or broker to find out more about whether an HRA or traditional group coverage is right for your business.


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