Sponsored By Share Healthcare | Posted: Apr
23, 2021 12:01 AM
We’re now
more than 100 days into the Biden administration and while there’s been a lot
of talk about what the administration has planned for their term, one major
piece of legislation has already been passed and signed into law. The American
Rescue Plan Act (ARPA), also known as the COVID-19 Stimulus Package, was signed
into law on March 11, 2021 and features a wide array of provisions ranging from
direct payments to many Americans to extending expanded unemployment benefits.
All total, the provisions added up to a price tag of $1.9 trillion of new
government spending.
In addition
to the direct payments and extending of unemployment benefits, the American
Rescue Plan Act (ARPA) contained several provisions relating to healthcare. A
few of these healthcare provisions included increasing the health insurance
subsidies for low-income households, limiting the cost of premiums for the
affluent to 8.5% of the household income, and automatic qualification for
subsidies for anyone who qualifies for unemployment or has COBRA coverage. Like
many of the provisions of this law, these appear to be part of the continued
efforts to increase government involvement in more and more aspects of our
lives.
Since the
passage of the Affordable Care Act in 2010, government involvement in the
healthcare of Americans has been increasing. That bill, signed into law by
President Obama, required every American to have a qualified healthcare plan or
face financial penalty. For many Americans, this meant paying a higher monthly
price than they had been paying previously. But there was one part of the law
that allowed many Americans to retain
freedom when it comes to their healthcare.
A
little-known exemption included in the Affordable Care Act allowed
organizations known as healthcare sharing ministries to continue operating if
they had been established prior to 1999. While many Americans are not familiar
with the concept
of healthcare sharing, the concept has been effectively
providing Americans from all across the nation with access to the healthcare
they need. This method of paying for medical expenses allows members to make a
monthly contribution which is used to pay the medical expenses of fellow
members. Those fellow members’ monthly contributions are then used to pay the
medical expenses of the aforementioned member when they submit an expense. And
since the passage of the Affordable Care Act, healthcare sharing has grown in
popularity with over one million Americans currently holding membership in one
of the several active healthcare
sharing ministries.
One
healthcare sharing ministry that has been experiencing recent growth is Share HealthCare, which has several
unique features that help set it apart from other ministries in the healthcare
sharing space. The main distinguishing feature that sets Share HealthCare apart
is their state-of-the-art direct member-to-member sharing technology. This
innovative technology allows real-time sharing of medical expenses directly
between members, instead of the funds being pooled in a centralized account like
the majority of healthcare sharing ministries. This allows the members of Share HealthCare to
have completely transparency of where their monthly contributions are going and
for what they are being used.
As part of
this innovative approach to healthcare sharing, each Share HealthCare member
creates a FDIC-insured bank account specifically linked to their Share
HealthCare membership. Each month, when the member makes their monthly
contribution, that contribution is deposited into their bank account. As
medical expenses are submitted by fellow members, funds are shared from the
bank accounts of various members to share towards the medical expense. This
approach allows Share HealthCare to truly be a community
of like-minded Americans coming together to take
charge of their healthcare.
Another
feature that makes healthcare sharing ministries such as Share HealthCare
popular with many Americans is their Christian principles. A perfect example of
the Christian principles of Share HealthCare can be seen in their Member Handbook, where they
have a section entitled “The Shared Beliefs of Share HealthCare Members”. This
section must be agreed to by each member who joins and contains several Bible
verses that make up the core
beliefs of Share HealthCare. Included in these beliefs
are the beliefs that we are called to care for one another and also care for
our own bodies.
As our
federal, state, and local governments continue to attempt to force us all to
keep our Christianity hidden and to ourselves, Share HealthCare and other
healthcare sharing ministries offer a way to incorporate
Christianity into an aspect of your life where you
may not have thought it was possible anymore. And not only does Share
HealthCare offer a way to incorporate Christianity into your healthcare, but
they do so with an affordable monthly contribution amount.
Share
HealthCare offers three sharing levels for members to choose from, allowing
members to choose the sharing level that best suits their situation. With
membership in Share HealthCare starting as
low as $149 per month for a single and $349 for a
family of four, this healthsharing program costs less than many of the
insurance programs offered on the government’s healthcare marketplace, even
with the newly added subsidies. Plus, you don’t have to sacrifice your personal
freedom or compromise your Christian values to choose what is best for you as
it relates to your healthcare.
If you’ve
been looking for a way to keep Christianity in your healthcare while keeping
the government out, you may want to consider checking out Share HealthCare. You
can learn more about Share HealthCare or start your membership process today by
heading to their website or
giving them a call today at (844) 742-7342.
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