August 3, 2022
Benefits.gov
provides information on Social Security programs to help you through many
phases of life. This article will explain some of the different Social Security
programs, managed by the U.S. Social Security Administration (SSA),
including the Supplemental Security Income program.
Did
you know, Social Security provides more than just retirement benefits? SSA
offers several programs that include medical, disability, and retirement
benefits. Each program has different requirements and is designed to help a
different group of people.
Let’s
look at some of the different Social Security programs and their eligibility
requirements:
Supplemental Security Income (SSI)
The
SSI program provides monthly payments to adults and children with a disability
or blindness who have income and resources below specific limits. SSI payments
are also made to people age 65 and older without disabilities who meet
financial qualifications. The eligibility requirements for this program
include:
·
Disabled, blind, or
age 65.
·
Limited income and
resources.
·
U.S. citizen,
national, or a lawfully permitted alien meeting requirements.
·
Reside in one of the
50 states, the District of Columbia, or the Northern Mariana Islands, except
for a child of military parent(s) assigned to permanent duty outside the U.S.
or certain students temporarily abroad.
Other
factors may affect your eligibility, including:
·
Marital status.
·
Income and resources
of certain members in your household, like a spouse or parent of a minor child.
Social
Security Retirement Insurance
This
retirement program provides payments to help seniors replace their income later
in life. The eligibility requirements for this program include:
Age
62 or older.
Having
earned enough Social Security Credits. Learn how Social Security Credits work.
Social Security Child's Insurance
When
a parent becomes disabled or dies, Social Security benefits can help stabilize
the family’s financial future. These benefits provide necessities for family
members and help make it possible for children to complete high school. To be
eligible for this benefit, a child must be unmarried, dependent on the parent,
and one of the following must apply:
·
Younger than age 18.
·
18-19 years old and a
full-time student (no higher than grade 12).
·
Age 18 or older with a
disability that began before age 22.
·
A stepchild,
grandchild, step-grandchild, or adopted child may also qualify for benefits in
some cases.
Social Security Disability Insurance
Social
Security pays disability benefits to you and certain members of your family if
you worked long enough and have a medical condition that prevents you from
working. The eligibility requirements for this program include:
·
Unable to work because
you have a medical condition expected to last at least one year or result in
death.
·
Not have a partial or
short-term disability.
·
Meet SSA’s definition
of a disability. View the full definition of disability.
·
Younger than full
retirement age.
·
If you qualify for
disability benefits, certain members of your family may be eligible to receive
benefits based on your work record.
Social Security Medicare Program
Medicare
is our country’s federal health insurance program for people age 65 or older.
SSA processes applications and provides general information about the Medicare
program. The eligibility requirements for this program include:
·
Age 65 or older.
·
Receive Social
Security Disability benefits.
·
Have certain
disabilities or permanent kidney failure (even if under age 65).
There
are other Social Security programs to help with more specific needs. To find
more information, check out the Social Security category of benefits on
Benefits.gov You can also use the Benefit Eligibility Screening Tool to check
your eligibility for Social Security benefits, based on answers to a
confidential prescreening questionnaire.
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