Have an
aging parent who needs a hand? Here's how to find a caregiver who suits their
personality—and your budget
by Beth Braverman | October 26, 2018
After her mother died
in 2009, Maryland resident Kim Salmon knew that she’d need to hire local help
to care for her then-81-year-old father, who lived across the country in San
Francisco and was adamant about remaining in his own home.
But finding the right
help proved tough. Salmon’s dad, who needed assistance with everything from
cooking to getting dressed, fired the first few people that Salmon hired to
care for him.
For months, Salmon
flew back and forth across the country to interview new aides, trying to find
the right match. She also had to stay in constant communication with his entire
medical team. “In bad months, it was like 20 to 40 hours of dealing with
doctors and agencies,” she says.
Finally, they found
Brenda, a home health aide who stuck with Salmon’s dad for eight years, until
shortly before he passed away.
If you haven’t been
in Salmon’s situation already, odds are you will be someday. More than 70% of
adults 80 and older require help with mobility, household activities, or
self-care.
About two-thirds of
the time, that care falls to family members, according to AARP. But it’s not always possible or
practical to shoulder the load on your own.
Finding a person or
team whose skills and personality fit your needs and your budget—as well as
those of your parent—can be tricky. The following guide can help you get
started.
Assess your family’s
needs
All too often, the
need for in-home care becomes apparent after a medical emergency. Other times,
the need presents itself subtly. You may realize your parent isn’t take
medication, is becoming less socially active, or seems overwhelmed by basic
chores.
“If you suddenly
start seeing piles of mail or stacks of laundry, that could indicate an issue,”
says Vicki Demirozu, national director of personal care and support/private
duty at Interim HealthCare.
If your parent only
needs help with household chores but not hands-on care, you can hire a
homemaker or companion. For help with things like bathing and dressing,
however, you’ll need to hire a certified home health aide.
Dispensing medication
or monitoring vital signs requires the services of a registered nurse.
If you’re not sure
exactly what type of assistance your parent needs, for about $250, a geriatric
care manager (find one at aginglifecare.org) can do an assessment. For an additional
hourly fee ($50 to $200), they can also check in regularly to make sure nothing
has changed.
“A geriatric care
manager can serve as your eyes and ears if you live far from your parent,
or you cannot visit as often as you like,” says Joy Loverde, author
of Who Will Take Care of Me When I’m Old. Expect to pay $50 to $200
an hour for a geriatric care manager’s services.
Get help with the
hiring process
More than 60% of home
care employees work for agencies, according to the Paraprofessional Healthcare Institute. You
can find agencies in your area via Medicare’s Home Health
Compare tool.
You’ll pay about 30%
more for a caregiver hired through an agency, says Jody Gastfried, vice
president of senior care for Care.com. But the agency will handle
administrative work for you, such as background checks of the candidates and
payroll and taxes.
“If you suddenly
start seeing piles of mail or stacks of laundry, that could indicate an issue.”
Vicki Demirozu,
national director of personal care and support/private duty at Interim
HealthCare
If you want to hire
independently, you can still get some help with the process. Call the director
of nursing at a local assisted living community or senior center and ask for
recommendations of privately paid caregivers who’ve worked with families they
know, says Loverde.
Also check with your
HR department: some large employers have resources to connect you with either
individual caregivers or agencies.
Regardless, be sure
to specify that you want someone with the right training and credentials
for your parent’s needs, and experience working with clients who have a similar
diagnosis.
If possible, arrange
for a trial period, so both you and your parent can get a feel for whether the
relationship is going to work. After all, if it’s not a good personality
match, the quality of his or her medical skills will be moot.
In all cases, be sure
to check multiple references.
If the job requires
the employee to move in with your parent, discuss housing issues up front, such
as which spaces are shared and which are private, and what hours they’ll be on
duty. “The more clear the arrangement and expectations, the better the chances
are for success,” Gastfried says.
Investigate resources
to help with the bills
The majority of
people pay for in-home help out of pocket, and it isn’t cheap. The median
monthly cost for 44 hours per week of homemaker services is $4,000, while home
health aides cost about $4,200, according to Genworth.
You could also end up
paying far more than that if your parent lives in an expensive part of the
country, or if she needs more than 44 hours per week of care.
In general, Medicare only pays for doctor-ordered skilled nursing care.
Starting in 2019, however, some Medicare Advantage plans will offer coverage for home health
aides. And if your parent is a veteran, he may have access to help via the Veterans Administration.
For those with
limited financial means, Medicaid will pay for both medical and non-medical
in-home treatment on a part-time basis. You can see which benefits you qualify
for and find local resources at eldercare.gov.
https://considerable.com/right-way-to-find-home-health-aide/
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