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Just Released |
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How is the Number of People with Employer-Based Health Coverage
Changing During the Pandemic? A
KFF analysis of administrative data suggests that
relatively few Americans have lost job-based health insurance amid the
economic chaos of the pandemic -- and that many who did likely found a safety
net in coverage through Medicaid or the Affordable Care Act’s individual
market. While
employment rates fell by 6.2 percent nationally from March to September,
enrollment in the fully-insured group market decreased by just 1.5 percent,
finds the review of administrative data that insurers file with state
regulators. This finding, when extrapolated to the entire group health
insurance market, including self-insured employer plans, yields a very rough
estimate that two to three million people may have lost employer-based
coverage between March and September. (About 158 million Americans had employer
coverage in 2019.) At
the same time, there are signs that the decline in employer-based health
insurance coverage may have been offset by gains in Medicaid enrollment and
stable enrollment in the individual market. Medicaid enrollment grew by more
than four million people nationally from February through July, data show.
And individual market enrollment was relatively steady from March to
September 2020, with less attrition than is typical during these months. The
analysis explores several possible explanations for the relatively modest
decrease in employer-based coverage despite massive job losses. It also notes
that even if the uninsured rate has indeed held steady, tens of millions of
Americans remain without health coverage during the worst pandemic to hit the
country in 100 years. For
the full analysis, as well as other data and analyses related to health
coverage and the coronavirus pandemic, visit kff.org. Filling
the need for trusted information on national health issues, KFF (Kaiser Family Foundation)
is a nonprofit organization based in San Francisco, California. |
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Wednesday, December 9, 2020
How Has the Pandemic Affected Health Coverage in the U.S.?
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