By Rebecca Griffith Posted May 09, 2019
People
are living longer — which should be a good thing. Ideally, it gives your
clients more time to enjoy life on their terms.
So what
is the ideal scenario for today’s typical senior? The answer continues to
evolve along with our longevity, and it largely depends on the individual.
Some
may want to and be able to remain in their homes. Others may need a higher
level of care or not want to deal with the demands of home ownership.
For seniors
living with chronic health conditions, it can also be challenging for family
members to take on the role of a full-time caregiver. And according to the U.S.
Department of Health and Human Services, about 70% of people turning 65 will
have a long term care need.*
One
solution for those needing extra help or seeking maintenance-free living is to
transition to the formal care provided by assisted living. As the name implies,
it refers to communities that serve seniors who need assistance with activities
of daily living (ADLs) — things like dressing, bathing, and grooming.
You may
have clients who are either considering this next step, or have parents
exploring the transition. Learn what they’re dealing with, and consider sharing
this informative article, Senior Caregiving: Assisted
Living, with them.
Check
out the other articles in this series:
* “How
Much Care Will You Need?” LongTermCare.gov, accessed April 2019
Transamerica
Resources, Inc. is an Aegon company and is affiliated with various companies
which include, but are not limited to, insurance companies and broker dealers.
Transamerica Resources, Inc. does not offer insurance products or securities.
The information provided is for educational purposes only and should not be
construed as insurance, securities, tax, legal or financial advice or guidance.
Please consult your personal independent advisors for answers to your specific
questions.
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