Wednesday, March 4, 2020

Northwestern Takes Top Spot In 2019 Life Insurance Premium: NAIC

By John Hilton InsuranceNewsNet March 3, 2020 INN Exclusives 
The National Association of Insurance Commissioners creates model laws for states to pass.
The National Association of Insurance Commissioners released data Monday on life/fraternal and property/casualty insurers. The reports provide market share information and identify leading insurance writers in several key lines of business.
The 2019 market share data includes countrywide direct written premiums for the top 25 groups and companies as reported on the state page of the annual financial statement for insurers that report to the NAIC.
The Life/Fraternal Market Share report contains cumulative market share data for life insurance, annuity considerations, and an aggregate total of life insurance, annuity considerations, deposit-type contract funds, other considerations and accident/health insurance.
In direct premium life insurance, Northwestern Mutual ascended to the top spot with a 7% market share and $11.3 billion in premium. New York Life is second with a 6.88% share while MetLife slipped from first in 2018 to third with a 6.7% share.
Highlights from the report include:
With 83.25% of life and accident/health insurance companies reporting, direct premiums written for life insurance are $160,761,616,161. Last year's 2018 report was released March 4 with 95.50% of life and accident/health insurance companies reporting. Direct premiums written for life insurance were $166,577,249,584.
Total reported premiums for life insurance, including annuity considerations, deposit-type contract funds, other considerations, and accident and health are $829,775,010,661 as of March 2. Last year's report included premiums for life insurance, including annuity considerations, deposit-type contract funds and other considerations for a total of $886,597,657,239 as of March 4, 2019.
The P&C Story
The Property/Casualty Market Share report contains cumulative market share data for the following lines of business: personal auto, commercial auto, workers' compensation, medical professional liability, homeowners and other liability (excluding auto liability) insurance.
Highlights from the report include:
With 84.62% of property/casualty insurance companies reporting to date, direct premiums written for all lines of business are $623,639,809,558. Last year, with 96.55% of property/casualty insurance companies reporting, direct premiums written for all lines of business were $670,262,757,463.
The top 10 property/casualty companies reporting to date have a cumulative market share of 49.03%. That figure was 47.79% last year.
Total private passenger auto insurance has the largest amount of direct premiums written reported as of March 2 at $222,554,185,066. This makes up approximately 36% of reported written premiums. As of March 4 last year, the figure was $244,455,312,825.
The reports reflect 2019 data filed by insurers as of March 2 and will be refreshed daily through March 6 and then each Monday throughout March, the NAIC said in a news release.
The full 2019 Market Share Reports for Life/Fraternal Groups and Companies and the full 2019 Market Share Reports for Property/Casualty Groups and Companies will be available this summer and will contain more in-depth information.
For questions about the reports or data, contact the NAIC Research & Actuarial Department.
About the NAIC
As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit www.naic.org.

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