Updated Subsidy Calculator and 300+ FAQs Help Consumers Understand the ACA Marketplaces as Open Enrollment Begins   Ahead of the annual Affordable Care Act (ACA) open enrollment period, during which consumers can shop for health plans or renew existing coverage, KFF has updated its Health Insurance Marketplace Calculator and its searchable collection of more than 300 Frequently Asked Questions (FAQ) about open enrollment, the health insurance marketplaces and the ACA. KFF’s Health Insurance Marketplace Calculator provides estimates of 2022 health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges. Users can enter age, income, zip code, and family size information to estimate their eligibility for subsidies and how much they can expect to spend on health insurance premiums or if they may be eligible for Medicaid. The calculator reflects the increased tax credits created by the American Rescue Plan Act, which expire at the end of next year. Congress is currently considering extending that help.   The FAQ database covers a wide range of topics related to obtaining or renewing Marketplace coverage. It has been updated to answer questions about the enhanced tax credits authorized by the American Rescue Plan Act enacted earlier this year and about new consumer protections against surprise medical bills. More than 200 of the FAQs in the collection are available in Spanish. Open enrollment for healthcare.gov begins Monday, Nov. 1 and ends on Saturday, Jan. 15. Open enrollment also begins Nov. 1 in all 18 state-run marketplaces and ends on Jan. 15 in half of them, though the rest have different end dates. As plan premiums will change in 2022 and new insurers will enter the marketplace in many states, consumers already enrolled are encouraged to actively review and renew their plan options, eligibility for tax credits, and premiums.   A new explainer highlights 10 key changes and issues to watch ahead of the 2022 open enrollment period. KFF has also updated its overview of the financial assistance available for people purchasing their own coverage, including premium tax credits and cost-sharing subsidies and has updated relevant State Health Facts indicators with relevant data. Organizations assisting consumers are encouraged to link to the FAQ web page. Each question and answer may be shared individually by direct link, via Twitter and Facebook.   View our Resources   CONTACT:   Craig Palosky | (202) 654-1369 | cpalosky@kff.org      Filling the need for trusted information on national health issues, KFF is a nonprofit organization based in San Francisco, California. kff.org  |  khn.org   KFF 185 Berry Street Suite 2000 San Francisco, CA 94107