by Leslie Small
Nevada — the proverbial guinea pig among a host of states aiming
to shift from the federal Affordable Care Act (ACA) exchange platform to their
own state-run exchange — now has completed its first full open enrollment
period independent from HealthCare.gov.
Heather Korbulic, the executive director of the Silver State
Health Insurance Exchange, told AIS Health before open enrollment kicked off
that to her, a successful transition would look like "we landed the plane
— we got all of our consumers successfully migrated, we were able to work with
enrollment professionals and the technology worked, and we could at least retain
the enrollment that we had from previous years."
In January, AIS Health caught up with Korbulic to ask how the
new state-based exchange fared during open enrollment that ran from Nov. 1 to
Dec. 15, based on the parameters she outlined. So what's the verdict?
"Using those metrics…I would say that we could call this a success,"
she says.
For one thing, her agency was able to migrate consumers' data,
as well as the data regarding their relationships with insurance brokers and
agents, from HealthCare.gov to the new state platform — a task Korbulic
previously described as "very complicated."
During open enrollment, Nevada's health plan selections totaled
77,410, according to Korbulic. That's higher than the 65,563 active plan
enrollments that the state migrated from HealthCare.gov in late October, but
lower than the 83,449 plan selections during the open enrollment period for
2019 coverage (an unsurprising disparity as some who initially enroll in plans
inevitably will drop coverage or never effectuate it).
Korbulic cautions against comparing the open enrollment signup
totals for 2019 and 2020, as "we've never really had the actual insight in
our data that would allow us to confirm or to feel…comfortable with the numbers
that CMS puts out." Instead, "I think this 77,000 number is truly
reflective of where Nevada is with our new baseline, and it's what to measure
us from, from here on out," she says.
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