Wednesday, December 19, 2018

Children's Coverage Drops Amid Families' Fears, Policy Shifts


Fearful of deportation for undocumented household members, an increasing number of immigrant families in Texas haven't re-enrolled their eligible children into government-sponsored health coverage. Other eligible youngsters have never been signed up for any number of reasons, and still others live in "working poor" families with incomes that don't qualify them for Medicaid or the Children's Health Insurance Program (CHIP) and yet make it tough to pay family premiums. Some have parents employed by small businesses that don't offer insurance or offer only single coverage for workers, not their dependents. Even families turning to the Affordable Care Act (ACA) exchange may find subsidies won't make coverage affordable for their children, too.
That's how Ken Janda, president and CEO of Community Health Choice, sums up a situation recently gaining national attention amid reports from Georgetown University and elsewhere. The upshot, he says, is about a 7% decline of children enrolled through Medicaid or CHIP in his plan since the end of March 2017, in line with the statewide figure.
The Georgetown report asserts that national policies on immigration and other factors are creating an "unwelcome mat effect" in which: 
• The number of uninsured children in the U.S. increased for the first time in nearly a decade, from a historic low of 4.7% in 2016 to 5% in 2017.
• Between 2016 and 2017, nine states saw statistically significant increases in their rates of uninsured kids.
• Three-quarters of the children losing coverage between 2016 and 2017, or 206,000, resided in non-Medicaid expansion states.
• The percent of uninsured children increased among all income levels between 2016 and 2017, but was highest among children living in or near poverty.

Joan Alker, research professor and executive director of the Georgetown Center for Children and Families, says she expects to see another decline in children's coverage next year. "To see no state making progress suggests to me there are strong national currents at work that led to this unfortunate outcome," she says.

In Houston, it's reached a point where, Janda says, "We're working with immigration lawyers so children know what to do if their parents are picked up [by U.S. Immigration and Customs Enforcement, or ICE, while the children are in school]. That's how bad it is in Houston right now." 


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