By Tom Murphy July 24, 2018
That
hot lunch delivered to your door? Your health insurer might pick up the tab.
The
cleaning crew that fixed up your apartment while you recovered from a stroke?
The hospital staff helped set that up.
Health
care is shifting in a fundamental way for millions of Americans. Some insurers
are paying for rides to fitness centers and checking in with customers to help
ward off loneliness. Hospital networks are hiring more workers to visit people
at home and learn about their lives, not just their illnesses.
The
health care system is becoming more focused on keeping patients healthy instead
of waiting to treat them once they become sick or wind up in the hospital. This
isn’t a new concept, but it’s growing. Insurers are expanding what they pay for
to confront rising costs, realizing that a person’s health depends mostly on
what happens outside a doctor’s visit.
“For
many people, taking care of their blood pressure or their diabetes is not
particularly high on their list when they don’t know where their next meal is
coming from,” said Dr. Lori Tishler, vice president of medical affairs with the
nonprofit insurer Commonwealth Care Alliance.
Some of
this shift is driven by how health plans pay doctors and other care providers.
For
decades, they’ve reimbursed mainly for each procedure or service performed,
which limits the type of help a doctor can provide. But insurers are shifting
more to reimbursement that centers on the patient’s health. That often involves
paying providers to coordinate all the help a patient needs to improve their
health – and lower health care costs.
“You
get a lot more attention to the sickest population,” said Dr. Sam Ho, chief
medical officer for UnitedHealthcare, the nation’s largest insurer.
Beyond
payment changes, insurers and care providers also are stretching their approach
to helping patients, especially those with low incomes or chronic conditions.
Virta
Woodard receives weekly calls from her care manager, Armando Contreras, and she
gets rides to a fitness center, all covered under a program called
“Togetherness” started last year by the insurer Anthem. The 56-year-old, who
has diabetes and lives with chronic pain, has lost 34 pounds since joining the
program.
“I
don’t cry every day like I used to because I don’t want to be telling Armando
that,” the Long Beach, California, resident said. “I want to tell him I did
something good.”
The
thinking behind this program is that people who are more engaged socially will
become more involved keeping up their health, Anthem spokeswoman Jill Becher
said.
Sharon
Romano was feeling overwhelmed months after her stroke last year. In stepped
social worker Alicia Velez.
Velez,
from Mount Sinai Health Partners, spent several hours helping Romano sort through
medical bills on her first visit. She also researched companies that could
clean Romano’s one-bedroom Manhattan apartment and remove clutter. Then Velez
started calling weekly to check in with Romano.
“It
gave me a little bit of hope that I can get through this,” Romano said.
The
Affordable Care Act expanded coverage to millions of people and increased
recognition through the health care system that “just giving someone coverage
is not going to be enough to ultimately improve health outcomes,” said Samantha
Artiga, a Kaiser Family Foundation researcher.
Only
about 20 percent of the adjustable factors that determine a person’s health
come from care or access to it, according to a 2016 study in the American
Journal of Preventive Medicine. Other factors – where a person lives, their
income and their diet – combine to play a bigger role.
Delivered
meals tailored to a person’s medical condition can help keep patients out of
the hospital, according to David Waters, CEO of Boston-based Community
Servings, which provides food to people with serious or chronic illnesses.
He said
patients who are sick, don’t speak English or have little money to buy fresh
food often struggle to follow doctor orders on diets.
“We set
people up to fail,” he said.
Four
years ago, no insurers covered meals prepared by Community Servings. They now
cover about 20 percent, and Waters expects that to rise to about 50 percent
over the next several years.
Commonwealth
Care Alliance pays for the delivery of meals low in both potassium and salt to
Sister Jeanne Hubert, an 88-year-old nun who must watch her diet after heart
valve surgery. For a recent midday meal, that meant roast beef and rice with a
side of carrots.
“I
think it’s wonderful,” Hubert said. “I never heard of that much help from an insurance
company.”
Doctors
also like the extra help. Dr. Michael Munger’s practice in Overland Park,
Kansas, gets additional revenue to manage care for many of his patients. That
allows them to check in to see if anyone is having problems filling prescriptions
or making appointments.
The
president of the American Academy of Family Physicians said: “It’s really
allowed us to expand the care team and not think just about ‘Who’s next on my
schedule?’”
The
concept works, Munger said, as long as care is coordinated and the doctor
remains in charge.
Success
also depends on the patient being willing to accept help and on insurers
waiting for the payoff. Near-term expenses from primary care visits or food
services may rise, but the payoff – preventing a heart attack because of
improved health – might be down the road.
Despite
those challenges, health care researchers expect this trend to continue.
The
U.S. health care system must be redesigned to get away from the idea that more
health care equals better health, said Dr. Sanne Magnan, a senior fellow at the
think tank HealthPartners Institute.
“We’re
spending all this money, but we’re not getting good results,” she said.
http://www.daily-chronicle.com/2018/07/23/health-care-industry-branches-into-fresh-meals-rides-to-gym/amk3n10/
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