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Home Health Practice Guide
Medicare
Home Health Coverage and Care
Is Jeopardized By
the New Payment Model –
The Center for
Medicare Advocacy May Be Able to Help
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Mrs.
Green has advanced multiple sclerosis. She spends her time either in bed
or in a tilting wheelchair. After receiving Medicare-covered home health
care for two years, for skilled nursing and home health aide services,
Mrs. Green’s home health agency told her Medicare was “closing a
loophole” as of January 1, 2020. As a result, the agency told Mrs. Green,
she would be discharged from all home care in January 2020, after the end
of her current certification period.
As
it is, Mrs. Green has been receiving very limited home health care – far
less than authorized under the law.[1] A home health nurse comes to
her home every two weeks to observe her conditions and change her
suprapubic catheter. Her doctor states it is difficult and unsafe for her
to have the catheter changed in her wheelchair at the doctor’s office; it
should be done at home to be safe. In addition to the nurse, a home
health aide helps Mrs. Green just twice a week, and only for a bath.
In
the past, Mrs. Green’s husband and caregiver was told by the home health
nurse that she would be “all-set” with home health care for Mrs.
Green’s life, as she is homebound (requires a wheelchair for all
mobility) and has a debilitating, disabling condition. Nonetheless,
in December, 2019, a month before a new Medicare home health payment
system begins, the home health agency told the Greens that care would end
because: (1) Her condition was “stable”, (2) The agency had adopted a
policy not to provide long-term care, and (3) Medicare was changing its
payment system on January 1, 2020. Mr. Green, who has his own health
challenges, was told he could change his wife’s catheter himself.
Mr.
and Mrs. Green contacted the Center for Medicare Advocacy (the Center)
for help, saying they were devastated by the pending loss of home health
care. The Center assured the Greens that Medicare coverage law has not
changed. Medicare has not “closed any loophole”.
Action Steps
As
the Greens were capable of moving forward themselves, with our guidance,
the Center suggested the Greens proceed as follows. These steps may be
helpful for others facing Medicare coverage and home health access
problems. (Note: Advocates may need to pursue these action steps if the
individuals involved are unable to do so.)
Step 1: Ask the Doctor Who
Ordered the Home Health Care to Ensure the Necessary Care Continues
We
advised the Greens to call the doctor who ordered, certified, and
continuously recertified Mrs. Green’s home health care. Based on our
conversations with Mr. Green, we suggested the doctor communicate with
the home health agency based on the following:
- The doctor has learned from his
patient that the home health agency told Mrs. Green that she will be
discharged from her home health care, and will not be recertified
after the end of the current certification period.
- The doctor was not consulted about
this discharge from Medicare home health care.
- The doctor does not agree that
discharge from home health care is medically appropriate for Mrs.
Green.
- The doctor is prepared to re-certify
Mrs. Green’s plan of care and order for home health services.
- Green continues to require skilled
nursing for suprapubic catheter care/changes, vitamin B-12 shots,
home health aide services and other care, as previously and newly
ordered. [2]
- The doctor understands that
suprapubic catheter care (insertion, irrigation, and replacement) is
specifically listed as a Medicare covered skilled nursing service in
the federal regulations (See, Code of Federal Regulations (CFR) at
42 CFR Section 409.33(b)(4); this is reiterated in Medicare’s own
Benefit Policy Manual, Chapter 7 Section 40.1.2.7)
- While Mrs. Green’s condition is not
stable, “stability,” of a person’s condition is not the
criteria for Medicare coverage. Medicare covers skilled nursing (and
therapy) both to improve and to maintain (or slow progression) of an
individual’s condition.
- Because Mrs. Green meets the home
health criteria (she is homebound, is need of a skilled service, has
a physician’s order for care, and has had a face-to-face encounter),
her home health care, including the nurse and home health aides
should continue and be billed to Medicare.
- True, the Medicare payment system is
changing as of January 1, 2020, but the Medicare coverage criteria
remain the same. The new Medicare payment model does not mean that
patients such as Mrs. Green no longer qualify for the
Medicare-covered care they need and is authorized under the law.
- The Medicare coverage laws have not
changed. Medicare coverage for home health care does not have
a finite end-point or duration of time limitation for those who
continue to meet the coverage criteria. (See, 42 CFR Section
409.48(a) and (b).) A home health agency cannot simply develop its
own policy not to provide longer-term home care for Medicare
patients.
- Further, a Medicare-certified agency
cannot decide on its own that services defined as skilled under the
law, such as suprapubic catheter care, are no longer covered by
Medicare or available. This care is covered under the law (See, 42
CFR Section 409.33(b)(4).)
Based
on applying the guidance above, Mr. Green has reported that the agency
has agreed to continue care for Mrs. Green. She will not be discharged
and her care will remain in place.
Step 2: Work to Obtain
Reasonable and Necessary Additional Services
The
Greens reported that Mrs. Green needs more than two home health aide
visits a week, which she receives just for a bath. They wondered if
Medicare covers more than that, and how they might obtain additional
services. In fact, the law authorizes Medicare coverage for up to 28-35
hours per week of nursing and home health aides combined. (See, Medicare
Act, 42 USC Section 1395x(m)(7)(B).)
The
Center advised the Greens to report Mrs. Green’s needs to her doctor to
see if he will order additional home health aide care. If it is necessary
to document the need, the Center suggested that Mr. Green keep a
log/diary of how much time he spends, and at what times of the day and
night, providing the following services for his wife. As quoted below,
these services are defined as Medicare-covered home health aide “personal
care services” by federal regulations:
- “Personal care services such as
bathing, dressing, grooming, caring for hair, nail and oral hygiene
(needed to facilitate treatment or to prevent deterioration of the
beneficiary’s health, changing the bed linen of an incontinent
beneficiary, shaving, deodorant application, skin care with lotions
and/or powder, foot care, ear care, feeding, assistance with
elimination (including enemas unless the skills of a licensed nurse
are required due to the beneficiary’s condition, routine catheter
care, and routine colostomy care), assistance with ambulation,
changing positions in bed, and assistance with transfers.
- Simple dressing changes that do not
require the skills of a licensed nurse.
- Assistance with medications that are
ordinarily self-administered and that do not require the skills of a
licensed nurse to be provided safely and effectively.
- Assistance with activities that are
directly supportive of skilled therapy services but do not require
the skills of a therapist to be safely and effectively performed,
such as routine maintenance exercises and repetitive practice of
functional communication skills to support speech-language pathology
services.
- …Services incidental to…the provision
of care…these incidental services may include changing bed linen,
personal laundry, or preparing a light meal.”
(See,
42 CFR Section 409.45(b)(1)(i)-(v) and (4).)
After
a week or two documenting in the log/diary, the Greens should consult
again with Mrs. Green’s doctor about ordering the appropriate amount of
home health aide services, based on Mrs. Green’s needs. They should also
decide what services Mr. Green can reasonably and safely do himself for
Mrs. Green. Medicare home health aide services must, “be of a type that
there is no able or willing caregiver to provide, or if there is a
potential caregiver, the beneficiary is unwilling to use the services of
that individual.” (42 CFR Section 409.45(3)(iii).) Generally,
it should not be presumed that an informal caregiver is willing
and able to provide the care, or that the patient is willing to accept
that care. (Medicare Benefit Policy Manual, Chapter 7, Sections 20.2. See
also, Section 40.1.2.3, Example 6: “Note, There is no requirement that
the patient, family, or other caregiver be taught to provide a service if
they cannot or choose not to provide the care.”.)
Conclusion
For
years Medicare beneficiaries have been unfairly losing access to coverage
and necessary home health care. With the advent of the new Medicare
home health payment system in January 2020, more people may be told they
do not qualify. For assistance obtaining, or maintaining,
Medicare-covered home health services, contact the Center for Medicare
Advocacy at HomeHealth@MedicareAdvocacy.org.
__________________________
The Center for Medicare
Advocacy (http://www.medicareadvocacy.org), established in 1986, is a national
nonprofit, nonpartisan law organization that provides education,
advocacy, analysis and legal assistance to help older people and people
with disabilities obtain fair access to Medicare and quality health care.
We focus on the needs of Medicare beneficiaries, people with chronic
conditions, and those in need of long-term care. The organization is
involved in writing, education, and advocacy of importance to Medicare
beneficiaries nationwide. The Center is headquartered in Connecticut and
Washington, DC, with offices throughout the country.
Center for Medicare Advocacy, Inc. • www.MedicareAdvocacy.org •
PO Box 350, Willimantic, CT 06226 • 1025 CT Ave. NW, Washington, DC 20036
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