Businesses are facing
an interesting trend: Instead of retiring, older employees are staying longer
in the workforce. In fact, many plan to work into their 70s. Historically,
people in their late 50s and early 60s spent hours planning for retirement.
Today, many older employees want to remain active and continue to contribute to
their employers’ success. Some want to work full time. Others choose
semi-retirement. However, they still value benefits that help them take care of
their health. Individual dental insurance does just that. So here’s why
employers should offer access to individual dental insurance for retiring or
semi-retired employees.
Impacts attitudes
Employers who offer
individual dental insurance can improve older employees’ quality of life and
attitudes. When senior team members’ well-being needs are met, they are better
able to focus. This means they can give their full attention to projects and
support team initiatives.
Improves health
Senior employees with
individual dental coverage can take advantage of preventive dental checkups and
cleanings. Dentists can catch issues such as gum disease and
tooth decay early. This includes dry mouth, which can be
caused by medications. Find out seven ways to prevent tooth decay.
Protects financial health
Individual dental
insurance coverage can help seniors cover unexpected oral health needs. For
example, they may need a crown, root canal or treatment for periodontal disease. With
individual insurance, they generally have instant access to benefits. They
don’t have to put off their dental needs and save up to afford the total
cost out of pocket. In addition, addressing oral health needs
early helps avoid more serious, and possibly more expensive, procedures in the
future. Read this blog on four ways to lower dental costs.
Helps maintain benefits budget
Employers can offer
older employees access to dental insurance without impacting their own benefit budgets. Employees pay the premium and have access to dental coverage in nearly
any location.
Enhances reputation
Offering quality
individual dental insurance for senior employees sets businesses apart from
their competitors. It shows they care about their employees’ well-being. As the
good news spreads, it creates interest among potential employees. And it
positively impacts recruitment and retention.
Everyone should protect their
smiles as they age. Review these helpful tips about maintaining oral wellness and,
in turn, your overall well-being
Sources:
Pew Research Center
The Motley Fool
Pew Research Center
The Motley Fool
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