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This fall, new federal protections to help consumers
prevent identity theft will go into effect. Amendments to the
Fair Credit Reporting Act, effective September 21, 2018, will
establish the new federal right for consumers to implement a security
freeze of their credit file. A security freeze is the single most
effective tool to minimize the risk of identity theft. Identity
thieves often target unsuspecting older adults, luring them into
giving out personal information. The scammers then use this
information to steal older adults’ identity and ruin a lifetime of
positive credit.
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