Julia Demeester, Health Care Policy Intern
Employer-sponsored
insurance (ESI) has long been the primary type of coverage that people receive
in the United States. The Affordable Care Act (ACA) provided new avenues for
receiving coverage, however, by expanding Medicaid and providing subsidies for
purchasing insurance directly on the ACA’s exchanges. Data from the U.S. Census
Bureau’s American Survey
Tables, illustrated below, show that, since the launch of the
Affordable Care Act (ACA), Medicaid and Direct Purchase (i.e. the individual
market, including the exchanges) have seen notable growth. The number of
Americans with ESI, however, has remained steady throughout the past eight
years. In 2016, the number of people with direct-purchase insurance began to
decline, as did the number on Medicaid—probably in part due to the falling
unemployment rate. As expected, the number on ESI has been increasing
throughout the last two years. The coronavirus pandemic could shift some from
ESI onto the ACA exchanges, although these data do not capture that shift, if
it is occurring.
Read more: https://www.americanactionforum.org/weekly-checkup/scoping-who-needs-help-with-health-insurance-coverage/#ixzz6a4dSPfNp
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