November 7th, 2019
Q
Can my siblings help me pay for expenses like
clothing, reading material, food, etc., while I receive Medicaid? Will any of
us be penalized? Could they just put the money into my checking account as long
as the total in my account goes down to $2,000 every month? I have no other
assets. Also, can my siblings help me purchase another car if the car’s value
stays under the asset limit for cars in Ohio?
A
This is something of a gray area. Medicaid
has income rules and generally any money you receive directly
is considered income and may put you over the income limits in your state. (We
cannot answer about Ohio in particular.) However, payments made on your behalf
generally are not considered to be income for purposes of Medicaid. So, it may
be possible for your siblings to help you out, but not give you funds directly.
If you are also receiving Supplemental Security Income (SSI), this is
definitely the case – funds received directly need to be reported to the Social
Security Administration and you are supposed to receive a dollar-for-dollar
reduction in your monthly SSI benefit. Going back to Medicaid, the rules on
income can differ from state to state. So, if you’re not receiving SSI, it’s
important to consult with a benefits expert in Ohio to see whether there may be
more flexibility in the rules. To find an attorney near you, go here: https://www.elderlawanswers.com/ohio-elder-law-attorneys.
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