By Carmen Heredia
Rodriguez October 23, 2019
This
story also ran on The Washington Post. This story can be
republished for free (details).
Every
morning, Britta Vander Linden dons compression stockings, a cumbersome process
she calls “putting on my legs.”
She
relies on the garments to stand and walk without intense leg pain and swelling.
That’s because Vander Linden, 44, was born with lymphedema.
The
condition affects the lymphatic system, a network of lymph nodes and vessels
that move infection-fighting liquid through the body. When that network is
damaged, fluid can build up and cause limbs to swell well beyond their normal
size and make them susceptible to harmful infections.
Lymphedema
is incurable, but specialized compression stockings, sleeves and gloves help
prevent complications such as tissue damage, more swelling and infection.
They’re
also expensive.
Vander
Linden’s insurance coverage, which she gets through her job as a senior
director of communications at a Washington, D.C.-based nonprofit organization,
covers about half the annual cost of her stockings, she said. For the rest of
the year, she added, she pays out of pocket ― between $2,500 and $3,500
annually.
“I
guess they’re thinking I don’t have to stand up” for half the year, she said.
Many
lymphedema patients struggle to get health insurers to pay for compression
garments. Coverage varies among private insurance plans, and for many patients
it is limited. Although Medicaid programs cover some of these expenses,
Medicare does not.
Advocates
have been pushing for legislation to change that. “Right now there is a patch
quilt across the country to navigate to get the care that you need,” said
William Repicci, CEO of the Lymphatic Education & Research Network, a
patient advocacy group.
Lymphedema
affects as many as 5 million people
in the United States. The majority develop the condition after undergoing
cancer treatment, especially if they had surgery that required removing lymph
nodes to stop the spread of disease. Breast cancer patients are
particularly affected by the condition.
People
generally wear the garments daily, said Dr. Stanley Rockson, a professor of
lymphatic research and medicine at Stanford University School of Medicine in
California. Depending on the severity of the disease, some people also require
them at night.
Prices
for garments vary considerably. A standard-fit arm sleeve costs $81, but a
custom-made equivalent can run $202, according to the Lymphedema Advocacy Group,
a patient volunteer organization seeking a federal mandate for insurance
coverage. One pair of waist-high stockings costs $159 off the shelf. When made
to order, the price can jump to $960.
Some
patients need custom garments because the standard size cannot adequately
accommodate the affected area.
Garments
should be replaced two to four times a year, Rockson said. The 1998 federal Women’s Health and Cancer Rights
Act has helped some patients get insurers to cover their compression
garments. The law requires insurers that provide coverage for mastectomies to
also cover complications related to the procedure, including these socks and
sleeves. It applies to employer-based plans, as well as those that people buy
on the individual market.
A
handful of states, including Maryland and Virginia, have laws requiring health
plans subject to state regulation to cover lymphedema treatment, including
supplies such as compression garments. Virginia’s law, from
2004, was the nation’s first. Maryland’s took effect this year.
At
least three other states ― California, Massachusetts and North Carolina ―
require health insurers to pay some of the costs, according to an analysis from the
Maryland Department of Legislative Services.
But
many people aren’t covered by these laws because large-employer health plans
are generally regulated by the federal government. In Maryland, approximately
25% of residents have plans that may be affected, state officials estimated.
“I know
that it’s not a panacea. It’s not going to address every problem that patients
are running into when it comes to lymphedema treatment,” said Al Carr Jr., the
Maryland General Assembly member who sponsored the law after a constituent
brought the issue to his attention. “But hopefully it makes things easier and
better.”
Even if
compression garments are covered, plan restrictions ― such as limits on how
many stockings or sleeves are allowed ― can leave enrollees’ needs unmet.
That
happened to Cindy Cronick.
In
2007, the Wisconsin pharmacist found a lump under her arm, and doctors
diagnosed her with breast cancer. She underwent chemotherapy, radiation and a
mastectomy and remains cancer-free.
But in
2012, she said, lymphedema dramatically caused her left arm and hand to swell.
(The condition can crop up years after an operation.)
Her
employer-provided health plan, according to Cronick, 53, covered only four
compression garments a year. This became a problem when she needed another
compression glove because the old one was causing an abrasion, which can
increase the risk of developing an infection.
Cronick,
who is a board member of the Lymphedema Advocacy Group, ultimately appealed to
the insurer, and then an outside reviewer in New York, for more coverage. The
case ended in 2013 with the insurer doubling the number of garments it covered.
The insurer changed its policy the following year to allow patients with
post-mastectomy garments to go beyond their limit.
After
Cronick switched to her husband’s health plan, she received other
denials that she was forced to appeal, she said. She filed a complaint against
the insurer with the Department of Labor, according to documents Cronick
provided. As of Sept. 5, the investigation was still pending.
“It
shouldn’t be a certain number,” Cronick said, referring to the number of
garments covered under health plans. “It should be what that patient and their
doctor determine is required.”
That
option is not available to Medicare beneficiaries. Compression garments do not
meet the definition for any category of covered
services. Legislation to provide Medicare coverage for lymphedema diagnosis and
treatment has been repeatedly introduced in Congress since 2002. But it has
gone nowhere.
Advocates
said they think adding the government benefit would prompt more private
insurers to pay for the stockings as well. The federal program’s reputation for
being a benchmark of insurance coverage “makes this super valuable to get
Medicare” to cover the garments, said Jeffrey Clemens, an associate professor
of economics at the University of California-San Diego who focuses on health
issues.
But
other health care experts say it may not be the cure-all advocates hope for.
“It’s
probably not a simple matter of if you succeed in getting Medicare coverage,
then all the private insurers are going to fall in line really rapidly,” said
Jack Hoadley, a former member of the Medicare Payment Advisory Commission. “I
would say that’s probably not realistic.”
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